You keep car insurance on your vehicle so that if you are injured or your car is damaged in a car accident, you don't have to pay out of pocket. So what happens if you get in an accident and your insurance company refuses to pay? Where can you turn? Where should you go? Here's a look.
Do not just accept the declination of coverage and move on. Ask why the claim was denied.
Car accident injuries are usually not resolved by a single trip to the doctor's office. Many car accident injuries require extended care. If you were involved in a car accident, you need to make sure your settlement offer takes care of not only your current health costs incurred so far, but the health costs you will face later as well. Some common future medical costs include things such as prescription medication, psychological care, physical therapy and rehabilitation, and the cost of medical equipment costs.
There's a lot more to pushing a claim of damages than hiring a personal injury attorney and waiting for a settlement. If you're thinking about pursuing a case, here are three of the key issues that are likely to matter.
Negligence, Malice and Recklessness
The core concept at the center of tort law is the notion that other people have a responsibility to avoid allowing preventable harm to come to others by way of their actions or inactions.